منابع مشابه
“the effect of risk aversion on the demand for life insurance: the case of iranian life insurance market”
abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...
15 صفحه اولthe test for adverse selection in life insurance market: the case of mellat insurance company
انتخاب نامساعد یکی از مشکلات اساسی در صنعت بیمه است. که ابتدا در سال 1960، توسط روتشیلد واستیگلیتز مورد بحث ومطالعه قرار گرفت ازآن موقع تاکنون بسیاری از پژوهشگران مدل های مختلفی را برای تجزیه و تحلیل تقاضا برای صنعت بیمه عمر که تماما ناشی از عدم قطعیت در این صنعت میباشد انجام داده اند .وهدف از آن پیدا کردن شرایطی است که تحت آن شرایط انتخاب یا کنار گذاشتن یک بیمه گزار به نفع و یا زیان شرکت بیمه ...
15 صفحه اولllmplications of Annual Examinations for the Bank Insurance Fund
FIE FEDERAL DEPOSIT Insurance Improvemnent Act of 1991 (FDICJA) requires many changes in bank super-vision and regulation, including a requirement that the federal supervisory agencies conduct on-site examinations of all insured depository institutions at least once every 12 months.1 Examinations of small (assets less than $100 million), well-capitalized banks are required only every 18 months....
متن کاملSuicide and Life Insurance
In this paper, we investigate the nexus between life insurance and suicide behavior using OECD cross-country data from 1980 to 2002. Through semiparametric instrumental variable regressions with fixed effects, we find that for the majority of observations, there exists a positive relationship between suicide rate and life insurance density (premium per capita). Since life insurance policies pay...
متن کاملGenetics and Life Insurance
1.1 Research and developments in the field of human genetic science will have profound consequences. Not least, it raises concerns for the use of and access to genetic information. In particular, there are perceptions that genetic testing will be seized upon by insurers as a powerful tool to identify those with a favourable genetic profile. Put the other way around, it is assumed that insurers ...
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ژورنال
عنوان ژورنال: JAMA: The Journal of the American Medical Association
سال: 1904
ISSN: 0098-7484
DOI: 10.1001/jama.1904.02500140065012